I have a full-time job but also have a couple of irons in the fire on the side. The biggest one is my part-time law business, which for the most part consists of disability law. I also have my freelance writing gigs. Not sure if at some point down the road, I will go totally out on my own. Make law my primary career, supplemented by my writing. Sounds nice, if I could get it worked out.

If I went out on my own, I would want to make a go of it. I have been reading up on how to start a small business and hwo to fund it. I would prefer not to take loans–I have had too much personal debt in my life to want to add professional debt to it. I have heard that you can can get small business grants, which you do not have to pay back.  Any thing you don’t have to pay back would be ideal!

I have looked online for information about small business grants, and there seems to be a bit out there.  I am raring to go about this. I need to make more money and be financially secure. It seems to me that the only way to do that in this economy is to start your own business. But the scary part is the financial part–you don’t want to lose your shirt. If you can keep overhead down and cash infusion low,  and get small business grants instead of loans,  you may be a winner.

You just want to make sure that in case the business doesn’t succeed or take off like you want, that you haven’t lost that much. Minimize your losses in other words.